The median home value is just under $200,000 and youll pay around $1,527 in property taxes each year and $852 in housing costs every month. Hampton, which the town website describes as a city with an old soul and a youthful enthusiasm, features some lovely historic attractions and museums, golfing and boating opportunities and fantastic dining options. Median home prices are around $155,000. Big Pine Key. Melbourne is a vibrant, compact city of 80,000 people, located in Brevard County mid-way down the east coast of Florida. At a certain age, many people,146,000annuallybegin to look to Florida as their retirement destination. Places to visit:A. E. Backus Gallery and Museum, Sailfish Brewing Company, Jack Island Preserve State Park, George LeStrange Preserve, Sweetwater Hammock Preserve, Jetty Park, and many more. Dont worry if youre not a pro golfer, there are numerous learning opportunities. It is actually quite close to Daytona Beach, so you benefit from an entire region that has an affordable cost of living attached to it. The town has everything you need as a retiree. The average temperature in the area stays between 75-80 degrees year-round, making it perfect for those looking forward to enjoying nature during their retirement years. And we go over some of the numbers taken from Census Bureaus 2019 five-year American Community Survey as well as what makes each city so great to retire in. platform based on information gathered from users through our online questionnaire. The median home value in the area is $216,100 and youll pay around $848 in yearly property taxes and $912 in monthly housing costs. Are you confident in your retirement savings? The median home value in Freeport is a mere $81,100 and youll pay just around $479 in monthly housing costs. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. America's gold stockpile has fueled curiosity and conspiracy theories. Living out your golden years in this city wont cost you much, when the median monthly housing cost is only $981. Naples is a city of over 22,000 residents as well as the 14th largest in Florida. If those are the only two choices, definitely Boynton Beachprovided you can comfortably afford the housing costs. New Smyrna Beach was the center of intense real estate speculation during the 1920 . They were ranked according to their median home value, average number of rooms per house, median monthly property taxes paid and monthly housing costs. Youll find plenty of recreational activities to do outside in Port Angeles. Youll also gain access to another untouched island by boat Caladesi Island, where you can kayak between the shady mangroves and stroll along the shore. There are plenty of budget homes available in the town right up to luxury million dollar plus estates. ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matchin Sugar Sands - Riviera Beach, FL Low $200s - High $600s Sugar Sands is a 55+ condominium community located right off the Intracoastal Waterway. Durham-Chapel Hill, North Carolina The Durham-Chapel Hill area is the third-highest-ranked large metro area for successful aging, according to the Milken Institute. With homes valued at around $168,300, the median housing cost is $1,209 a month and the median annual property tax is $2,265. Gulfport is one of Mississippis biggest cities, so you wont lack for amenities. Mississippis widely considered one of the cheapest cities to live in the U.S., but isnt always recommended for a retiree. Theres a medical clinic within the city, but you can also make a quick drive to the Gulf Coast Regional Medical Center for more services. Its also the medical center for the south coast region, according to the city website. Many publications have dubbed Gulfport "America's Most Affordable Beach Town", so it's definitely worth a look. This is why so many people choose to retire to Fort Pierce. If you buy something through one of those links, you wont, Read More 13 Most Romantic Florida Beaches for Couples in 2023Continue, Your email address will not be published. This fabulous town has a population of just over 100,000. Excellent golf courses, world-class fishing spots along with plenty of other water sports options like parasailing or boat trips to view dolphins up close make it one of the best places in the sunshine state to retire. Youll find a variety of homes at various prices, so buyers have many choices. Because of its small-town atmosphere, many young families and singles have come to the area in recent years. Known as the Horse Capital of the World, Ocala offers a range of outdoor adventure options including state parks and national forests. Plus, there is also the Amelia Island Museum of History for those who want to learn more about Fernandina Beachs culture and history. 2. Unsurprisingly, we're starting on Florida's Atlantic Coast in Palm Beach County. There is the presence of several state parks, including Fort Pierce Inlet State Park, and many where you can relax and spend time. The median home value in Fort Walton is $185,900, while annual property taxes will cost you around $1,366 and monthly housing costs amount to about $1,049. If you buy something through one of those links, you wont pay any extra penny, but Ill get a small commissionthat encourages me to deliver more helpfulcontent for you. Youll find a variety of both single-family and multi-family residences at all price levels. As an added bonus, spring time residents will enjoy having a spring training baseball facility in the town. Completing the top five for most affordable rent is El Paso, TX at $800/month. Close to Atlantic beaches. This scenic hamlet in the Beaver State offers many outdoor recreational activities for a retiree, as well as museums, full-service libraries, restaurants and shops, athletic clubs and cultural events. That is why real estate is also extremely expensive. Pensacola Beach is a popular attraction spot attracting tourists all over the world. Theres no shortage of things for residents hobbies. Keep a lookout for ospreys, eagles and great horned owls flying overhead. Daytona Beach is one of thecheapest beach towns to visit in Floridato enjoy the white sand beaches for relaxing and playing. The Harbor City features some delightful art galleries, golf courses, fishing piers, upscale dining, boutiques and beaches. Even if you dont, you can find plenty of other activities to keep you busy in this affordable beach town located in the Gulf Coast region of Florida. This town probably has the most vibrant culture of any on our list. Port Arthur houses the Texas Point National Wildlife Refuge, which covers 8,972 acres of saline to brackish marsh and is inhabited by a variety of fish and fowl. It is located on the Space Coast, meaning that it is a bit quieter than other coastal regions of the state. But whats even better is how safe and laidback it feels to live there too; not much tension or stress like other places you might see. An Agent Publishing Company. Just bear in mind that as a resident you will have to contend with crowds of tourists, especially in the summer. There is also Wellen Park, which is one of the premier master-planned communities in the entire state. In case you are not familiar, Florida is also known for its sinkhole activities so here is more information for that. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is Daytona Beach, Florida. Redeem your points for cash or gift cards. This is a great combination if you are looking for an affordable beach town in Florida. With pent-up demand, labor shortages and surging prices, summer travel wont be a bargain this year. Its an ideal location for anyone looking to enjoy the beach without having to travel too far from civilization. Piper Aircraft located here offers good employment opportunities to the people. You can enjoy relaxing on the beach, boating rides out into the water, or catch some fish while watching dolphins swim by in their natural habitat. The hiking trails are maintained and plentiful. Lewes/Rehoboth Beach, Delaware. Property is extremely cheap in Port Arthur the median home value is just $65,800. Clearwater is an endless retirement paradise. There are plenty of spas, salons, restaurants and live entertainment to enjoy, and you can grab fresh produce and seafood at the Fresh Market on Tuesdays. Southern Living. Middle River is under a half hours drive away from the big, bustling city of Baltimore, but the quiet town will give you all the R&R you deserve in your retirement. Clearwater offers highly-ranked workplaces culture like Marketopia, Baycare Health System, Vology, Honeywell Aerospace and many more. Daytona Beach is relatively affordable if compared to other places on this list. These are all important considerations when deciding where to retire. What began as a money-maker turned into one of the most stunning resort towns in all of Florida. Fort Pierce is a great vacation spot in Florida in February. 1 spot, Boynton Beach ranked high in cost of living, home price and value, and taxes. Fort Pierce is famous for offering world-class fishing, Farmers Market, and other ample things to do in peace. Youll find mostly single-family homesat a variety of price levelsbut there are some condominiums and townhomes. Myrtle Beach boasts 60 miles of golden coastline, celebrity-designed golf courses and decadent seafood restaurants. The stunning Olympic National Park, with its lush green forests, hot springs and glacier-capped mountains, lies nearby as well. Daytona Beach has a population of nearly 75,000 and 20% of people are age 65 and up. Because of its location, you will also be able to rockets as they launch test missions periodically throughout the year. Theres plenty more than just great food and culture though; historic landmarks like The Ponce Inlet Lighthouse make this city all kinds of special. Port St. Lucie is located on the East Coast of Florida, approximately 120 miles south of Orlando and 165 miles north of Miami Beach. The cost of living is 37% higher than the average. Although its one of the Space Coasts most populated metro areas, Melbourne still retains a small-town quality that makes it attractive to families, single professionals, and retirees alike. There are several white sand beaches like Biloxi beach nearby, as well as one of the best fishing scenes on the Gulf Coast. Pinellas Park. There are plenty of shopping, eating, and entertainment establishments here to keep you occupied. Daytona Beach has a population of nearly 75,000 -- and 20% of people are age . Located north of Vero Beach on the Treasure Coast, Fort Pierce is one of the oldest communities on Floridas east coast. The beach areas are not crowded, and the coastline is largely unspoiled. You can spend your days on the sand and your nights soaking up the nightlife. Titusville got a nickname called Miracle city. Most Affordable Beach Towns - 2022 Edition - SmartAsset Loading Top 50 Most Affordable Beach Towns Note: All figures shown are averages in each city. Fort Myers is an endless destination for those who know how to have fun. Florida cities took eight out of the top 10 spots on . Stroll down the boardwalk for more entertainment options and shopping. Datalign matches you with vetted registered advisors that can help you improve your investment portfolio and grow your retirement savings safely. Southwestern Florida starts just above Tampa and goes south to Marco Island. Live everyday like youre on vacation in Dunedin. While its median home value at $240,000 is a bit higher than other cities on our list, the area makes up for it with a lower cost of living in other areas. More: 4 ways to earn big returns outside the stock market. Motorcycles and race fans gather during summer vacation to enjoy the beautiful weather that lasts all year round here. Fort Myers is located along Florida's Gulf Coast and the Caloosahatchee River. Continue reading to discover more about the most affordable beach towns in Florida and how you can go about enjoying them for yourself. If you are planning to move to Florida, check out our ultimate Florida packing list and also know about the pros and cons of living in the Sunshine State. Whether youre looking for a lower-cost home or simply want your dollar to go further, Sebastian has a selection of properties from which to choose. Its name comes from the famous Italian city of Naples because of its similar architecture and vibe. Median Household Income: $46,609. The median home value in the city is $122,300 and youll pay around $1,069 in annual property taxes. Go swing dancing at the Casino Ballroom and fishing at the Bert and Walter Williams Pier. You can stroll around the downtown center and the Historic District and check out the art galleries, antique shops and Greek eateries around the area. A: Both Key West and the Florida Keys are perfect for summer vacations and outdoor activities. The Arts Garage has concerts and shows as well as galleries featuring contemporary artists. Known for its racetrack, the area is also home to a stunning and active coastline. The median home value in Gulfport is $185,600 and the annual property taxes will cost you around $1,448, while monthly housing expenses amount to about $877. However, all of these benefits come at a cost. document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); Commenting is not available unless JavaScript is enabled. All of this at a cost of living that is among the lowest in the region. The crime rate is not the worst but higher than the state average. iStock. It is free and quick. It is home to Floridas number one state park, Honeymoon Island, which boasts emerald green waters and pristine white beaches. The content provided on MoneyWise is information to help users become financially literate. Violators can and will be prosecuted to the full extent From glimmering waves, natural surroundings, and a living shoreline to a white sand beach, Pensacola is the dream place for kayaking, scuba diving, surfing, and canoeing. And its not just pretty to look at Hobe Sounds median home value is just $206,300. The city has an average temperature of 44 degrees during January, meaning that it never gets too cold. Located on the Southwest coast of Florida, Fort Myers is a commuter town located near Cape Coral and Sanibel Island. Research shows Americans are spending more on gambling and gaming despite inflation concerns. Dont miss the massive limestone rock formations at Blowing Rocks Preserve, which is also home to loggerhead, green and leatherback sea turtles. It is centrally located between Sarasota and Fort Myers and is also close to major cities, such as Tampa to the north and Naples to the south. It is yet another of the affordable beach towns located on the space coast, but ithas a distinctive look and feel to it. Meanwhile, Forbes Magazine numbers indicate Cape residents enjoy 4 percent fewer expenses than their peers nationwide, meaning you will be getting more bang for your buck here. The beachy nature of this city is evident right down to the pier close by once you finally come in close enough to take a stroll around it. SmartAssets Siesta Key is a top growing Florida city that attracts IT companies and provides job opportunities to a lot of youth. Many people might be surprised to find Daytona Beach on a list of affordable beach towns, yet here it is. And while Miami scored high marks for public transportation, weather, and. The large community has various purchase restrictions, including a minimum age, and in some cases. Neighborhoods.com compiled a list of those towns by considering a range of factors to assess affordability, including median home value, median real estate taxes, and average home costs, among others. The downtown area has recently been revitalized and offers many amenities such as shops or restaurants that cater to all tastes. Round Island Park is one of the famous public beaches to spot the manatees in Indian River County. Titusville Median Home Price: $130,500 Titusville has miles of coastline and plenty of wildlife to explore. It is located on the Treasure Coast and has been popular with retirees for years. Theseinexpensive beach cities in Floridaoffer a standard quality of living with good job opportunities, quality education and an amazing ambiance. You could also be saving $1,000 a year or more by choosing the right home insurance policy online. 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